Currently, rates are still fairly low. There are still programs available for first time home buyers and some of the loan qualifying requirements have been relaxed from what they were a couple of years ago.
If you are considering buying, talk to a loan representative. Find out if you qualify to buy a home and in what price range. I recommend a loan representative rather than a bank or going directly to a lending institution. Loan representatives generally have at their disposal all the various loan programs and rates that are available depending on your situation.
I recommend a loan representative close to the area where you intend to purchase as it usually makes the whole purchase process easier.
Vicki Downs
www.apmgrassvalley.com
530-559-2355
Ken Metcalf
Senior "Reverse" Mortgage Specialist
916-624-3144
Glendora Andrews
www.NCLending.com
530-575-9937
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